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WANT A NEW CAR WITHOUT THE HASSLE? NOW’S THE TIME!
KARTINI – Easy Installments, Special Tenors, Comfort & Dreams Come True
✅ 0% interest for 6–12 month tenors
✅ Tenors up to 5 years
✅ Free flood or riot insurance premium for the first year
Enjoy this special offer exclusively for Regular Customers and BNI Customers.
Passenger Car Loan Interest Rates:
Interest rates and minimum down payments stated above are non-binding and may change at any time in accordance with applicable policies and regulations.
Program Period: Until April 30, 2026
Terms & Conditions for 0% Interest Program:
Applicable only for individual customers (not valid for corporate customers, big bike financing, or used cars).
The minimum down payment (DP) for vehicle purchases is 30% for a 6-month term and 50% for a 1-year term for ICE, Hybrid, and EV models, based on the vehicle’s price.
Program requires All Risk insurance and the first installment is paid in advance (ADDM).
All vehicles must be covered by All Risk insurance for at least 1 year, with premiums paid in cash.
Free flood/riot insurance premium for the first year.
Valid at all BNI finance branch offices.
Syarat & Ketentuan Program Regular (Selain Bunga 0%):
Berlaku khusus untuk debitur perorangan (tidak berlaku untuk debitur badan usaha, pembiayaan motor besar dan kendaraan used car).
The minimum down payment (DP) for vehicle purchases is 20% for ICE and hybrid models, and 25% for EV models, based on the vehicle’s price.
Program requires All Risk insurance and the first installment is paid in advance (ADDM).
All vehicles must be covered by All Risk insurance for at least 1 year, with premiums paid in cash.
Free flood/riot insurance premium for the first year.
Valid at all BNI finance branch offices.
Additional Terms:
This program applies to all new passenger vehicles, specifically those manufactured in Japan and South Korea. For vehicles manufactured in Europe, the United States, and China, the program applies only to selected brands.
