30 Sep 2026

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SMARTEMBER - Smart Savings Solutions for September

SMARTEMBER – Smart Savings Solutions This September!

September just got #SMART with a special promotion from BNI finance!

It’s time to make your dream car a reality with these great benefits:
✅ Interest rates starting at a flat 1.80% p.a.
✅ No flood or civil unrest insurance premiums for the first year

With a fast, easy, and flexible financing process, owning your dream vehicle is now easier and more convenient than ever.

Exclusively for BNI customers, get an exclusive offer that makes your monthly payments more affordable and manageable.

SMARTEMBER Special Rate:

Note : Financing for new passenger vehicles of all Japanese and South Korean brands, as well as select European, American, and Chinese brands

SMARTEMBER Program Terms and Conditions:

• Applies to individual borrowers.
• Does not apply to business entity borrowers, large motorcycle financing, and used cars.
• Minimum down payment:
  1. 20% for ICE and hybrid vehicles.
  2. 25% for EV vehicles.
• Applies to vehicles manufactured in China, Japan, the United States, Europe, and South Korea.
• Uses the Upfront Installment Payment (ADDM) scheme.
• The vehicle must be covered by All Risk insurance for at least 1 year, with premiums paid in cash.
• Receive a premium for flood or civil unrest coverage for the first 1 year.
• Valid at all BNI finance branch offices.
• Valid at all BNI finance branch offices. Cost information will be provided in the financing simulation.
• Other terms and conditions are subject to BNI finance policies.

Program Period:
Through September 30, 2026

Vehicle Requirements:

• The program applies to all new passenger vehicles manufactured in Japan and South Korea.

• For vehicles manufactured in Europe, the United States, and China, the program applies only to certain brands in accordance with BNI Finance’s terms and conditions.

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