BNI Virtual Account (VA) payment procedures

BNI Virtual Account Payment Via BNI ATM Machines

1. Insert your card.
2. Select Language.
3. Enter your ATM PIN.
4. Select "Other Menu".
5. Choose "Transfer".
6. Select the account type you want to use (e.g., "From Savings Account").
7. Select "Virtual Account Billing".
8. Enter your Virtual Account number (e.g., 7235110023012345).
9. The bill to be paid will appear on the confirmation screen.
10. Confirm, if correct, proceed with the transactionYour transaction is completed. 
     

BNI Virtual Account Payment Via BNI Mobile Banking (Menu Transfer)

1. Access BNI Mobile Banking from your mobile phone and enter your user ID and password.
2. Select "Transfer" menu.
3. Choose "Virtual Account Billing" and select the debit account.
4. Enter your Virtual Account number (e.g., 7235110023012345) in the "new input" menu.
5. The bill to be paid will appear on the confirmation screen.
6. Confirm the transaction and enter the Transaction Password.
7. Your payment is successful. 
    

BNI Virtual Account Payment Via BNI Mobile Banking (Menu Payment)

1. Access BNI Mobile Banking from your mobile phone and enter your user ID and password.
2. Select “Pembayaran” menu. 
3. Choose “Multifinance” and select the debit account.
4. Choose company “BNI Multifinance”
5. Enter your Virtual Account number (e.g., 7235110023012345)and click next.
6. The bill to be paid will appear on the confirmation screen.
7. Confirm the transaction and enter the Transaction Password.
8. Your payment is successful. 
    

BNI Virtual Account Payment Via BNI Personal iBank

1. Type the address https://ibank.bni.co.id then click "Enter".
2. Enter User ID and Password.
3. Select "Transfer" menu.
4. Choose "Virtual Account Billing".
5. Enter your Virtual Account number (e.g., 7235110023012345) to be paid. Then select the debit account to be used. Then press ''continue''.
6. Then the bill to be paid will appear on the confirmation screen.
7. Enter the Token Authentication Code.
8. Your payment is successful.
    

BNI Virtual Account Payment Via BNI SMS Banking

1. Open the BNI SMS Banking application.
2. Select "Transfer" menu.
3. Select "Transfer to BNI Account" menu.
4. Enter the destination account number with a 16-digit Virtual Account number
5. (e.g., 7235110023012345).
6. Enter the transfer amount according to your obligation. Different amounts cannot be processed.
7. Select "Process" then "Agree".
8. Reply to the SMS with your PIN as instructed.
9. Transaction Successful.
   Alternatively, you can directly type an SMS with the format:
   TRF [SPACE] Virtual Account Number [SPACE] AMOUNT 
   and then send it to 3346.
   Example : TRF 7235087781881441 5000000 
    

BNI Virtual Account Payment Via BNI Branch or Outlet (Teller)

1. Visit the nearest BNI Branch/Outlet.
2. Inform the Teller that you want to make a payment through "Virtual Account Billing".
3. Provide your Virtual Account number to the Teller.
4. The Teller will confirm with you.
5. The Teller processes the transaction.
6. If the transaction is successful, you will receive a payment receipt from the Teller.
    

BNI Virtual Account Payment Via BNI Agen46

1. Visit the nearest Agen46 (a shop/kiosk with Agen46 signage).
2. Inform the Agen46 that you want to make a payment through "Virtual Account Billing".
3. Provide your Virtual Account number to the Agen46.
4. The Agen46 will confirm with you.
5. The Agen46 will process the transaction.
6. If the transaction is successful, you will receive a payment receipt from the Agen46.
    

BNI Virtual Account Payment Via Other Banks

1. Select "Interbank Transfer" or "Online Interbank Transfer" menu.
2. Enter BNI bank code (009) or select the bank to be transferred, which is BNI.
3. Enter the 16 Digit Virtual Account Number in the destination account column (e.g., 7235087781881441).
4. Enter the transfer amount according to your obligation. Different amounts cannot be processed.
5. Enter the payment amount
   Installment amount plus VA admin fee of Rp. 7,500
   Example:
   Installment: Rp. 5,000,000,-
   VA Admin: Rp. 7,500,-
   Total amount: Rp. 5,007,500,-
6. Your details will appear on the screen, check and if correct, proceed with the transaction until completed.
7. Transaction Successful.
    

BNI Virtual Account Payment Via OVO

1. Open the OVO application.
2. Select "Transfer" menu.
3. Select "Bank Account".
4. Enter BNI bank code (009) or select the bank to be transferred, which is BNI.
5. Enter the 16 Digit Virtual Account Number in the destination account column (e.g., 7235087781881441).
6. Enter the transfer amount according to your obligation.
7. Select "Transfer".
8. Your details will appear on the screen, check and if correct, select "Confirm" to proceed with the transaction until completed.
9. Transaction Successful. 
    

Payment of Installments through PT POS Cashier 

1. Inform the Cashier for BNI Multifinance Installment/Credit payment.
2. Inform the Contract Number to the Cashier (12 digits).
3. Confirm the Debtor's Name, Contract Number, and installment value with the Cashier.
4. Make payment according to the amount informed by the Cashier.
5. There is no maximum payment limit.
6. Admin fee is borne by the Debtor (Rp.15,000 per transaction). 
    

Payment of Installments through Alfamart, Alfamidi, Dan-Dan

1. Inform the Cashier for BNI Multifinance Installment/Credit payment.
2. Inform the Contract Number to the Cashier (12 digits).
3. Confirm the Debtor's Name, Contract Number, and installment value with the Cashier.
4. Make payment according to the amount informed by the Cashier.
5. Maximum payment amount = Rp. 5,000,000 (five million rupiah).
6. Admin fee is borne by the Debtor (Rp.15,000 per transaction). 
    

Payment of Installments via Auto Debit 

Auto Debit from BNI Account

1. Access the URL https://my.bnifinance.co.id
2. Login using the Contract Number and Registered Phone Number.
3. Enter the OTP code sent to the Registered Phone Number.
4. On the Auto Debit approval page, click Continue Process.
5. Select the contract to be registered for Auto Debit and click Continue.
6. Select Bank Account -> BNI Bank.
7. Input data:
   • Bank Account Number
   • 16 Digit Debit Card Number
   • Expiration Date
   • Registered phone number at your bank
8. Check the terms & conditions.
9. Click Process.
10. Enter the OTP code sent via SMS.
11. Click Verify.
12. Successful page! Auto Debit Registration appears.

Maximum Transaction Limit Rp 15,000,000 
 

Auto Debit from BRI Account

1. Access the URL https://my.bnifinance.co.id
2. Login using the Contract Number and Registered Phone Number.
3. Enter the OTP code sent to the Registered Phone Number.
4. On the Auto Debit approval page, click Continue Process.
5. Select the contract to be registered for Auto Debit and click Continue.
6. Select Bank Account -> BRI Bank.
7. Input data:
   • 16 Digit Debit Card Number
   • Expiration Date
   • Registered phone number at your bank
   • Check the terms & conditions.
8. Click Process.
9. Enter the OTP code sent via WA or SMS.
10. Click Verify.
11. Successful page! Auto Debit Registration appears.

Transaction Limit depends on the Type of BRI ATM Card  
 

Auto Debit from MANDIRI Account

1. Access the URL https://my.bnifinance.co.id
2. Login using the Contract Number and Registered Phone Number.
3. Enter the OTP code sent to the Registered Phone Number.
4. On the Auto Debit approval page, click Continue Process.
5. Select the contract to be registered for Auto Debit and click Continue.
6. Select Bank Account -> MANDIRI Bank.
7. Input data:
   • 16 Digit Debit Card Number
   • Expiration Date
8. Check the terms & conditions.
9. Click Process.
10. Enter the OTP code sent via SMS.
11. Click Verify.
12. Successful page! Auto Debit Registration appears. 

Maximum Transaction Limit RP 5,000,000