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Own Your Dream Vehicle with BNI OTO Financing Program
BNI OTO is a motor vehicle financing program designed exclusively for Bank BNI customers.
Advantages of BNI OTO Vehicle Financing (KKB):
1. Competitive interest rates with flat and fixed rates
2. Easy, fast, and flexible process
3. Financing tenure of up to 5 years
4. Affordable and fixed monthly installments
5. Monthly installments are automatically debited from your BNI account
BNI OTO Products:
• Financing for new passenger cars
• Financing for new cars exclusively for BNI Emerald customers
• Financing for new commercial vehicles
• Financing for heavyweight motorcycle (MOGE)
• Special financing for professionals (Doctors, Teachers & Lecturers)
Vehicle Brands:
Requirements:
• Indonesian citizen
• Permanent employee / Entrepreneur / Professional / Company
• Minimum of 2 years of employment (for permanent employees)
• Minimum age 21 years old or married
• Maximum age 55 years (fixed income) and 60 years (non-fixed income) at the end of the loan term
• Vehicle must be insured through BNI finance
• Comprehensive insurance for the first year and at least Total Loss Only (TLO) insurance for the following years
• Payments made via auto debt Bank BNI
Required Documents:
• BNI OTO Application Form (must be submitted at the time of loan application)
• Copy of e-KTP (ID card) of husband and wife
• Copy of Family Card (KK) and Taxpayer Identification Number (NPWP)
• Copy of Marriage Certificate (if ID card / Family Card addresses are different)
• Proof of home ownership (property tax receipt / electricity or telephone bill)
• Last 3 months’ salary slips (for employees)
• Last 3 months’ bank statements
Apply now and visit the nearest BNI finance branch
https://www.bnifinance.co.id/consument-branch-office
