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Own Your Dream Vehicle with BNI OTO Financing Program
BNI OTO is a motor vehicle financing program designed exclusively for Bank BNI customers.
Advantages of BNI OTO Vehicle Financing (KKB):
1. Competitive interest rates with flat and fixed rates
2. Easy, fast, and flexible process
3. Financing tenure of up to 5 years
4. Affordable and fixed monthly installments
5. Monthly installments are automatically debited from your BNI account
BNI OTO Products:
G?? Financing for new passenger cars
G?? Financing for new cars exclusively for BNI Emerald customers
G?? Financing for new commercial vehicles
G?? Financing for heavyweight motorcycle (MOGE)
G?? Special financing for professionals (Doctors, Teachers & Lecturers)
Vehicle Brands:
Requirements:
G?? Indonesian citizen
G?? Permanent employee / Entrepreneur / Professional / Company
G?? Minimum of 2 years of employment (for permanent employees)
G?? Minimum age 21 years old or married
G?? Maximum age 55 years (fixed income) and 60 years (non-fixed income) at the end of the loan term
G?? Vehicle must be insured through BNI finance
G?? Comprehensive insurance for the first year and at least Total Loss Only (TLO) insurance for the following years
G?? Payments made via auto debt Bank BNI
Required Documents:
G?? BNI OTO Application Form (must be submitted at the time of loan application)
G?? Copy of e-KTP (ID card) of husband and wife
G?? Copy of Family Card (KK) and Taxpayer Identification Number (NPWP)
G?? Copy of Marriage Certificate (if ID card / Family Card addresses are different)
G?? Proof of home ownership (property tax receipt / electricity or telephone bill)
G?? Last 3 monthsG?? salary slips (for employees)
G?? Last 3 monthsG?? bank statements
Apply now and visit the nearest BNI finance branch
https://www.bnifinance.co.id/consument-branch-office
