LEBARAN - Lebih Hemat, Bunga dan Angsuran Ringan

The Eid al-Fitr 2026 holiday is coming soon!

It's time for BNI finance customers to prepare for a more comfortable and peaceful trip back to their hometowns. To make your trip even smoother, get the vehicle of your dreams now at BNI finance with a special promotion.

LEBARAN – Lebih Hemat, Bunga dan Angsuran Ringan
✅ 0% interest rate for 6–12 months 
✅ Tenor up to 5 years 
✅ Free flood or riot insurance premium in the first year

Enjoy Special Offers for Regular Customers and BNI Customers

New Passenger Car Loan Interest Rates:

The interest rates and minimum down payments above are non-binding and may change at any time in accordance with applicable policies and regulations.

Program Period until 31 March 2026

 

Terms & Conditions of the 0% Interest Program:

  • This program applies with All Risk insurance and the first installment paid in advance (ADDM)

  • Minimum Down Payment (DP) for vehicle purchase is 30% for a 6-month tenor and 50% for a 1-year tenor for ICE, Hybrid, and EV types based on the vehicle price.

  • This program applies with All Risk insurance and the first installment paid in advance (ADDM).

  • Each vehicle must be covered by All Risk loss insurance for a minimum of 1 year, with the premium paid in cash.

  • Free flood/riot insurance premium for the first year.

  • Applicable at all BNI finance branch offices. 

     

Terms & Conditions of the Regular Program (Other than 0% Interest): 

  • Applicable exclusively to individual debtors (not applicable to corporate debtors, big bike financing, and used car financing).

  • Minimum Down Payment (DP) for vehicle purchase is 20% for ICE and Hybrid types, and 25% for EV types, based on the vehicle price.

  • This program applies with All Risk insurance and the first installment paid in advance (ADDM)

  • Each vehicle must be covered by All Risk loss insurance for a minimum of 1 year, with the premium paid in cash.

  • Free flood/riot insurance premium for the first year.

  • Applicable at all BNI finance branch offices. 
     

Provisions:
The program applies to all new passenger vehicles, categorized as vehicles manufactured in Japan and South Korea.

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