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November is even more special with BNI Finance. Make your dream car a reality with a variety of great benefits!
No Vember, No Worries—It’s Time to Get Your Dream Car
✅ Interest rates starting at 0% for 6- and 12-month terms
✅ Free flood or riot insurance premium for the first year
Exclusively for BNI customers, take advantage of this exclusive offer that makes your monthly payments more affordable and manageable.s.
New Passenger Car Loan Interest Rates:
The interest rates and minimum down payments above are non-binding and may change at any time according to applicable policies and regulations
Program Period: until November 30, 2026.
Terms & Conditions for the 0% Interest Program:
Applies only to individual borrowers (not applicable for corporate borrowers, big bike financing, or used cars).
Minimum Down Payment (DP) for vehicle purchase is is 30% for a 6-month tenor and 50% for a 1-year tenor for ICE, Hybrid, and EV types based on the vehicle price.
This program applies with All Risk insurance, and the first installment is paid upfront (ADDM)
Every vehicle must be covered with All Risk insurance for a minimum of 1 year, with premiums paid in cash
Free flood/riot insurance premium for the first year
Valid at all BNI finance branch offices
Terms & Conditions for the Regular Program (Other Than 0% Interest):
Applies only to individual borrowers (not applicable for corporate borrowers, big bike financing, or used cars)
Minimum Down Payment (DP) for vehicle purchases is 20% for ICE and Hybrid types, and 25% for EV types, based on the vehicle price.
This program applies with All Risk insurance, and the first installment is paid upfront (ADDM)
Every vehicle must be covered with All Risk insurance for a minimum of 1 year, with premiums paid in cash
Free flood/riot insurance premium for the first year
Valid at all BNI finance branch offices.
Additional Terms:
The program is valid for all new passenger vehicles from Japanese and South Korean manufacturers. For European, American, and Chinese vehicles, the terms apply only to selected brands.
